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Meet Cam

Your AI Credit Builder

Cam and his human team will empower you to build

and take control of your credit.

Google Assistant

Alexa: Coming Soon

Facebook Messenger:

Coming Soon

Things Cam can do:

 

Teaches you knowledge about credit, and makes learning this easy, interactive, and fun.

 

Offers practical steps and tips on boosting your credit score, personalizing advice based on your situation.

Send you daily or weekly tips on how to master your personal finances.

 

 Help you figure out what the best banks, credit cards, and insurance companies are (by hooking you up with his friends).

Keep track of your financial health (our research-based "MoneyHealthScore" to track how you're really doing).

FAQs

 

 

Who the heck is Cam?


Cam is a voice and text conversational agent with an AI brain and witty personality. He’s on a mission to help you take control of your credit and financial health.

 

What can he do?


Cam is like your super smart friend who is really savvy about building credit. He’ll ask you questions and figure out what situation you are in, and then offers best practices so you can boost your credit score to make borrowing money easier and cheaper, opening doors to a life full of possibilities. Cam can also check in on your financial health to ensure you are on the right track on meeting your credit and financial goals.

 

How do I know his advice is legit?

 

Cam is an AI super brain and works with a human team of finance and legal geeks. Cam and his team consult and analyze all these sources in making their recommendations:

 

  • Major Credit Bureaus: Cam has looked at the standards and reporting of major bureaus like Experian and TransUnion, along with the FICO research documentation, to figure out how to help you have clean and better credit.

 

  • Consumer Reports: A totally independent, non-profit testing agency that ranks hundreds of products every year.

 

  • Consumer Financial Protection Bureau (CFPB): A government agency that collects millions of consumer reviews and helps people deal with their banks, card companies and other financial providers.  Cam goes through about 1,000,000 customer complaints to the CFPB about financial products.

  • Top personal finance experts: Cam has learned from the hands of masters like Suze Orman, Dave Ramsey, Tony Robbins, and the researchers at the Center For Financial Services Innovation (CFSI), the Financial Diaries, Nolo, and Personal Finance for Dummies.  

 

Can I really trust Cam?

 

We made Cam for our friends and family who are bad at personal finance or just OK and want to become Jedi Knights. We want people to get the same advice we give to the people we really care about. Our facts and logic are open and transparent - look at them and come to your own conclusions.

 

How does Cam work?

Cam uses advanced machine learning and natural language processing (NLP) technology, trained from the advice of the best current personal finance experts.  We use Google Cloud Services and Amazon Web Services and have our own knowledge base to answer questions.

 

Why does Cam want to help me?  Does he get a kickback?

​​Cam likes to help people and he is totally free. It really upsets him when people have bad credit or get bad bank accounts or credit cards or leave money on the table for the home lenders to take advantage of you.  Right now he takes no money from anyone.  

 

Does Cam creep on me and collect all my information?

Cam collects some information to customize his advice on personal finance, but he generally doesn’t want to know any private information.  You can give him as much or as little information as your paranoid heart desires.  Please read our privacy policy for more information.